What the insurance companies aren’t telling you about your premium

Admin | October 28, 2010

What the insurance companies aren’t telling you about your premium
Although insurance companies offer peace of mind to the policy holders, it is important for all customers to remember that they are for profit companies, and accordingly your own personal interest is not their number one priority. Consequently, any insurance company will capitalize on every opportunity [...]

What Senior Citizens Need To Know About Private Long Term

Admin | October 21, 2010

What Senior Citizens Need To Know About Private Long Term Care Insurance
Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for retirement, when prioritizing financial needs. Unfortunately, many Americans do not want to think about needing long term [...]

What Is Private Mortgage Insurance?

Admin | October 14, 2010

Private mortgage insurance or PMI as is known is a form of insurance new homeowners are required to purchase. This is particularly so if their down payment is 20 percent or less of the property’s valued price or sale price. The main reason for private mortgage insurance is to protect lenders in the case the [...]

What Is An IRA?

Admin | October 7, 2010

It’s important to start saving early for retirement. The good news is, even if you already have a 401(k) at work, you can give your savings a boost with an Individual Retirement Account (IRA). An IRA, which combines the benefits of compound interest and tax savings, is available to anyone who earns a taxable income. [...]