Market Value vs Replacement Cost: What Is The Difference?

Admin | June 24, 2010

For those who have ever purchased a home, which requires Homeowners insurance, you may recognize that there is a difference between the amount you paid for the home and the actual amount of your basic coverage for the home, without belongings.
This is simply because you paid market value for your home while the insurance company [...]

Insurance – Hints and Tips

Admin | April 29, 2010

There are several ways to reduce your Insurance Premiums, and by implementing these methods you can save yourself thousands a year.
Excess
Most claims are subject to an excess which is stipulated in your policy. If you opt for a higher excess, your monthly premiums will be less. In an average policy the excess is usually between [...]

Get Cash for Structured Settlement?

Admin | April 15, 2010

When accidents occur, whether an auto accident, slip and fall, medical malpractice, wrongful death, or any other non workplace related injury happens, structured settlements are often set up with insurance companies to pay for these tortious acts. People who are in involved in personal injury or insurance related cases elect to receive a series of [...]